Friday, March 20, 2015

Personal Injury Claims - Part 1

PERSONAL INJURY CLAIMS

Frequently Asked Questions
1. Can I make a claim?
If you have been injured because of the fault of someone else, you can claim financial compensation through the courts. 

2. Who can claim?
If you are the injured person, then you can claim on your own behalf. You would be identified as a "Claimant".
If the injured person is under the age of 18 the Court will appoint someone to claim on their behalf called a “litigation friend” – this is usually a parent or close relative.
If the injured person is incapacitated and/or cannot make decisions for themselves the Court may appoint a "litigation friend". Again this is usually a close friend or relative.
If a claim is made on behalf of someone who has died their dependents and/or personal representatives have the right to make a claim.
The dependents and personal representatives (ie executor or administrator of estate) are sometimes, but not always the same person. For example: a wife whose husband has died will usually be a financial dependent and able to make a claim for loss of dependency in her own right. 
The personal representatives (or any one of them) can make a claim on behalf of the estate and the dependents. However, whilst the financial dependents have the right to claim on their own behalf, they cannot make a claim on behalf of the estate unless they are appointed personal representatives.
                                 
Personal Injury
3. Is there a time limit for making a claim?
Yes – in most cases you have 3 years from the date of the accident to settle the matter or Court proceedings need to be issued. You can make a claim at any point during these 3 years, though generally speaking the earlier you consult a solicitor the better. However, if you do not settle the matter or issue Court proceedings within 3 years then you are too late to do so and your claim will become statute-barred. The statute in question is the Limitation Act 1980.
If there was no accident as such – for example if you are suffering from an occupational illness such as stress at work, occupational dermatitis, deafness or asbestos related disease – then you have 3 years from the date you first knew (or should have known):
a) That you are suffering from that illness, and
b) That it is potentially compensable. Usually this is 3 years from the date of diagnosis.
If someone has died their dependents or personal representatives have 3 years from the date of death to make a claim, if the 3 year period has not passed during the injured person's lifetime.
If the victim is under the age of 18, the 3 year period will not start to run until their 18th birthday.

4. What if the 3 years have passed?

Occasionally if there is a very good reason for the delay the Court will allow a claim to be made “out of time”. However these instances are rare and it is a matter for the Courts discretion. The safest course of action is to bring a claim within the 3 year limitation period.